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Michael Gallina
Primerica Financial Representative
1220 State Route 31 Ste 4, Lebanon, NJ 08833
1220 State Route 31
Ste 4
Lebanon, NJ 08833
Financial Products, Services and Referrals
- Investments and Savings (U.S.)
- Term Life Insurance (U.S.)
- Auto & Home Insurance Referral Program (U.S.)
- Identity Theft Protection (U.S.) | IDTheftDefense℠
- Vivint (U.S.) – Smart Home Automation | Home Security System
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Virginia, Texas, Rhode Island, Pennsylvania, New York, New Jersey, Maryland, Florida, Colorado
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Colorado, Florida, Georgia, Louisiana, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Virginia
Licenses
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PFS Investments Inc. Registered Representative:
Michael J Gallina FINRA's BrokerCheck-
Virginia, Texas, Rhode Island, Pennsylvania, New York, New Jersey, Maryland, Florida, Colorado
- Life Insurance Representative (U.S.)
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Colorado, Florida, Georgia, Louisiana, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Virginia
Michael Gallina | Primerica Financial Representative
I became a Primerica Financial Representative1 because I wanted to help my neighbors and the residents of Lebanon and the surrounding communities with their financial and life goals with a personalized investments strategy. My highest priority is to create value and peace of mind for my clients.
Whether you are interested in financial products, investment services, term life insurance or a mortgage loan, I can help find the financial solutions that meet your needs. Let me assist you by conducting a Financial Needs Analysis (FNA) to create a customized and comprehensive strategy for your financial security including income protection, retirement protection, debt solutions, and education funding for your children’s educational expenses.
I pride myself on providing excellent customer service to each person who walks through my office doors. I strive to treat each customer the way I’d want to be treated – with respect and integrity. I welcome Lebanon residents to call or visit our office to see how we can help them achieve their financial goals and dreams.
Disclosures
Note: This website is for informational purposes only and should not be construed as a solicitation to sell or an offer of any of Primerica's products or services.1Primerica Representatives are independent contractors. Representatives are not licensed to sell all products in all states/provinces. Representatives may provide products and services only to individuals in those jurisdictions where they are licensed or approved. For more information, see Primerica's Important Disclosures.
Term life insurance provides a death benefit and its premiums increase after initial premium periods at certain ages. Term life insurance products and Common Sense Funds segregated fund products are underwritten by Primerica Life Insurance Company of Canada, Head Office: Suite 400 6985 Financial Drive, Mississauga, ON, L5N 0G3, Phone: 905-812-2900. Not all products are available in all provinces. Securities offered by PFS Investments Inc., 1 Primerica Parkway, Duluth, GA 30099-0001; 770-381-1000, in the U.S., and PFSL Investments Canada Ltd., Mutual Fund Dealer, 6985 Financial Drive, Suite 400, Mississauga, ON, L5N 0G3, 905-812-2900 in Canada.
Investor's Business Daily #1 Most Trusted Life Insurance Company: Survey results are presented solely with respect to Primerica’s U.S. term life insurance business. Term life insurance underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, NY in New York State; Primerica Life Insurance Company, Executive Offices: Duluth, GA in all other U.S. jurisdictions; and Primerica Life Insurance Company of Canada (Head Office: 6985 Financial Drive, Suite 400, Mississauga, ON, L5N 0G3, Phone: 905-812-2900) in Canada.
AM Best: The following Primerica life insurance companies have been rated A+ (Superior) by AM Best, as of November 15, 2023: Primerica Life Insurance Company, Primerica Life Insurance Company of Canada, and National Benefit Life Insurance Company. AM Best ratings range in order from the highest ratings as follows: A++, A+, A, A-, B++, B+, B, B-, C++, C+, C, C-, D, E, F. For the latest Best’s Credit Rating, access www.ambest.com.
Forbes 2022 America’s Best Insurance Companies: Forbes. com, “Forbes 2022 America’s Best Insurance Companies”, October 24, 2022
Primerica Secure™: A personal lines insurance referral program in which representatives may refer individuals to Answer Financial Inc., which offers insurance products and services of personal lines insurance companies through its licensed affiliates. Not all insurance products and services are available in all states. Neither Primerica, the sales representatives nor the Secure Program™ represent any of the insurers in the Answer Financial program. For more information, please see www.PrimericaSecure.com.
Home automation and security services offered by Vivint, Inc. in the United States. Under a referral program, representatives may refer individuals to Vivint. The products and services offered by the companies noted above may not be available in your jurisdiction or state. The products and services your Primerica representative may be able to offer also may be limited. Available products may be applied for and purchased separately. Please consult your local Primerica office or your Primerica representative for a listing of products and services available.
IDTheftDefense℠ is offered by contractual agreement between Primerica Client Services, Inc. and Prepaid Legal Services, Inc. d/b/a LegalShield ("LegalShield"). ID Theft Defense is a product of LegalShield and provides access to identity theft protection and restoration services. Neither Legal Shield nor its officers, employees, or sales associates directly or indirectly provide identity theft protection, restoration services, or advice. Primerica Client Services, Inc. and its officers, employees and sales representatives do not directly or indirectly provide identity theft protection, restoration services, or advice. ID Theft Defense or certain product features or services may not be available in all U.S. States. See specific plan details for terms, coverage, conditions, and exclusions.
In the U.S., securities and advisory services are offered by PFS Investments Inc., 1 Primerica Parkway, Duluth, Georgia 30099-0001, member FINRA [www.finra.org]. PFS Investments Inc. conducts its advisory business under the name Primerica Advisors.
Life-licensed Primerica representatives are agents of certain affiliated Primerica Companies.In New York, term life insurance products are underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, New York. In the United States (except in New York), term life insurance products are underwritten by Primerica Life Insurance Company, Executive Offices: Duluth, Georgia. In Canada: Term life insurance products and Common Sense Funds segregated fund products are underwritten by Primerica Life Insurance Company of Canada, Head Office: Mississauga, Ontario. Not all products are available in all states or provinces. Securities offered by PFS Investments Inc., 1 Primerica Parkway, Duluth, GA 30099-0001; 770-381-1000, in the U.S., and PFSL Investments Canada Ltd., Mutual Fund Dealer, 6985 Financial Drive, Suite 400, Mississauga, ON, L5N 0G3, 905-812-2900 in Canada.