Find a Primerica Representative in St.john's, NL
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Primerica Representatives in ST.JOHN'S, NL
Primerica Representatives1 are committed to the communities in St.john's and are dedicated to supporting the financial goals of you and your loved ones. Our Representatives live and work in your neighborhoods, fully understanding what’s important to St.john's residents, their families and their businesses.
To learn more about the financial solutions that are right for you in St.john's, find your local Primerica office and call us today. We look forward to assisting you on your financial journey.
About Primerica
Primerica, Inc. is a leading financial services company providing services to households in the United States and Canada since 1977. Independent licensed Representatives educate Primerica clients about how to better prepare for a more secure financial future by assessing their needs and providing appropriate solutions through term life insurance, which we underwrite, and financial mutual funds, annuities and other financial products, which we distribute primarily on behalf of third parties.
List of Primerica Products and Services
- Term Life Insurance2
- Investments and Securities3
- Mutual Funds
- Auto and Home Insurance Referrals4
- Mortgage Referrals (Canada)5
- Identity Theft Protection6
A little more about us
Since 1977, we’ve helped middle-income families learn the principles of personal finance, reduce their consumer debt and plan for the unexpected. As the third largest issuer of term life insurance in the U.S.7, in 2022 we were named the Most Trusted Life Insurance Company8 and the third Most Trusted Financial Services Company9 by Investor’s Business Daily.
Our approach to helping families begins with protecting your income and we believe buying life insurance is the best way to accomplish this. Primerica offers affordable term life insurance10 at a price you can afford, leaving more money left over to invest in your family's future. Just last year, the families we worked with made over $9 billion of investments11 in support of their future goals.
Disclosures
1Primerica Representatives:Primerica Representatives are independent contractors. Representatives are not licensed to sell all products in all states/provinces. Representatives may provide products and services only to individuals in those jurisdictions where they are licensed or approved. For more information, see Primerica's Important Disclosures
2Term Life Insurance:- Term life insurance provides a death benefit and its premiums increase after initial premium periods at certain ages. Term life insurance products and Common Sense Funds segregated fund products are underwritten by Primerica Life Insurance Company of Canada, Head Office: Suite 400 6985 Financial Drive, Mississauga, ON, L5N 0G3, Phone: 905-812-2900. Not all products are available in all states or provinces. Securities offered by PFS Investments Inc., 1 Primerica Parkway, Duluth, GA 30099-0001; 770-381-1000, in the U.S., and PFSL Investments Canada Ltd., Mutual Fund Dealer, 6985 Financial Drive, Suite 400, Mississauga, ON, L5N 0G3, 905-812-2900 in Canada.
3Investments and Securities:
- In Canada, Common Sense Funds segregated fund products are underwritten by Primerica Life Insurance Company of Canada. Mutual Funds are offered by PFSL Investments Canada Ltd., mutual fund dealer. Representatives not licensed with these entities cannot sell to you, or discuss with you, any securities or investment products. Canadian Head Office Address: 6985 Financial Drive, Suite 400, Mississauga, Ontario L5N 0G3. Commissions, trailing commissions, management fees and expenses all may be associated with mutual funds and segregated funds. Please read the prospectus or information folder before investing. Mutual funds are not guaranteed. For segregated funds, subject to the guaranteed maturity value and the guaranteed death benefit, the amounts you receive under your contract are not guaranteed. Mutual fund and segregated fund values change frequently, and past performance may not be repeated. Head Office: 6985 Financial Drive, Suite 400, Mississauga, ON L5N 0G3 | 905-812-2900.
- Primerica Secure™ is available only in Alberta, Ontario, and British Columbia. Auto & Home insurance are available in AB and ON. Property & Home insurance are available in BC. Auto & Home insurance is offered through a referral arrangement by contractual agreement between SurexDirect.com (SurexDirect.com Ltd. and SurexDirect.com (Ontario) Ltd.) and Primerica (Primerica Life Insurance Company of Canada and PFSL Investments Canada Ltd.). Auto & Home insurance is not directly offered by Primerica. Primerica representatives make Auto & Home insurance referrals to SurexDirect.com and shall not act in connection with, or recommend or provide advice about, any general insurance product offers or discounts. Primerica representatives receive referral fees paid by SurexDirect.com, which in no way affects insurance quotes or premiums paid by the customer. Primerica and its affiliates are not affiliated with SurexDirect.com.
- In Canada, Primerica representatives make simple referrals of clients to B2B Bank and 8Twelve Mortgage Corp. for debt consolidation loans secured by residential real estate.
5Mortgage Referrals (Canada):
- ID Theft DefenseSM Primerica Representatives are independent contractors and make referrals of clients to PPL Legal Care of Canada Corporation (d/b/a LegalShield ("LegalShield")) through contractual agreement with Primerica Client Services Inc. and PFSL Investments Canada Ltd. ID Theft Defense℠ (IDTD) services are available throughout Canada except Quebec. LegalShield provides access to identity theft protection and restoration services. See an IDTD services plan for complete terms, coverage, conditions, and limitations.
- Combined total of Primerica's life insurance companies: Primerica Life Insurance Company (Executive Offices: Duluth, GA), National Benefit Life Insurance Company (Home Office: Long Island City, NY), and Primerica Life Insurance Company of Canada (Head Office: 6985 Financial Drive, Suite 400, Mississauga, ON, L5N 0G3, Phone: 905-812-2900). 2022 U.S. and Canadian face amount sales are reported by SNL Financial and OSFI Data. 2022 exchange rate: C$/US$: 0.7692923.
- Primerica was recognized as the #1 Most Trusted Life Insurance Company by Investor’s Business Daily, as of August 26, 2022. This award recognizes the relationships our licensed representatives build with their clients in addition to the quality, customer service, and innovation offered.
- Survey results are presented solely with respect to Primerica’s U.S. term life insurance business. Term life insurance underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, NY in New York State; Primerica Life Insurance Company, Executive Offices: Duluth, GA in all other U.S. jurisdictions; and Primerica Life Insurance Company of Canada (Head Office: 6985 Financial Drive, Suite 400, Mississauga, ON, L5N 0G3, Phone: 905-812-2900) in Canada.
- Survey results are presented solely with respect to Primerica’s U.S. term life insurance business. Term life insurance underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, NY in New York State; Primerica Life Insurance Company, Executive Offices: Duluth, GA in all other U.S. jurisdictions; and Primerica Life Insurance Company of Canada (Head Office: 6985 Financial Drive, Suite 400, Mississauga, ON, L5N 0G3, Phone: 905-812-2900) in Canada. From Investor’s Business Daily, “#3 Most Trusted Financial Company by Investor’s Business Daily,” as of August 26, 2022.
- Life-licensed Primerica representatives are agents of certain affiliated Primerica Companies. In New York, term life insurance products are underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, New York. In the United States (except in New York), term life insurance products are underwritten by Primerica Life Insurance Company, Executive Offices: Duluth, Georgia
- In the U.S., securities offered by PFS Investments Inc. (PFSI), 1 Primerica Parkway, Duluth, Georgia 30099-0001, a broker-dealer and investment adviser registered with the Securities & Exchange Commission (SEC), a member of the Financial Regulatory Authority (FINRA) [www.finra.org] and a member of the Securities Investors Protection Corporation (SIPC) [www.sipc.com]. PFSI's advisory business is conducted under the name Primerica Advisors. Fixed indexed annuities are offered by Primerica Financial Services, LLC (PFS). PFSI, PFS and Primerica Inc. are affiliated companies.
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Morgage Disclosures Section
Primerica Representatives make simple referrals of clients to approved third party mortgage loan providers under Primerica's mortgage loan referral programs. The simple referrals made by the Representatives take place pursuant to agreements between Primerica Life Insurance Company of Canada, PFSL Investments Canada Ltd., and approved third party mortgage loan providers. Clients should contact the approved third party mortgage loan providers for questions regarding mortgage products. Primerica does not deal in mortgages. Representatives are prohibited from holding themselves out as mortgage brokers, or soliciting and giving advice on mortgages for the purposes of Primerica's mortgage loan referral programs. Please consult your local Primerica office or your Primerica Representative for further details regarding Primerica's mortgage loan referral programs.
6Identity Theft Protection (Theft DefenseSM ):
7Third largest issuer of term life insurance in the U.S.:
8Investor's Business Daily #1 Most Trusted Life Insurance Company:
9Investor's Business Daily #3 Most Trusted Financial Company:
10Insurance:
In Canada, term life insurance products and Common Sense Funds segregated fund products are underwritten by Primerica Life Insurance Company of Canada, Head Office: Mississauga, Ontario.
11Investments and Securities: